SBA Loansin Raleigh

Government-backed funding for Raleigh businesses

SBA 7(a), 504 and Express loans for North Carolina owners - the longest terms and lowest rates in commercial lending, accessed through a network of SBA Preferred banks active in the Triangle market.

Up to $5,000,000
25-year amortization on real estate
10% down on acquisitions

From 8.25% APR

Apply Now (919) 551-9577

Soft credit pull only 24-hour decisions NC-licensed partners

Program Memo

SBA Loans for Raleigh businesses

Raleigh businesses use SBA financing for two situations that almost nothing else solves cleanly: buying the real estate they currently lease, and acquiring a competitor or retiring owner's book of business. SBA 7(a) and 504 programs combine 10% to 15% down, terms up to 25 years on real estate, and rates pegged to Prime - so the monthly payment usually beats whatever the seller's note would have looked like.

The catch is paperwork. SBA applications want three years of tax returns, current interim financials, a personal financial statement for every 20%-plus owner, debt schedules and a clear use-of-funds memo. Quincy routes the file to the SBA Preferred Lender in our network most likely to approve your specific profile. North Hills dental practices, Glenwood South restaurant groups, RTP biotech tenants and Brier Creek service operators each have different best-fit banks.

Every Quincy Lenders application runs through NC-licensed lending partners - one soft credit pull, side-by-side offers, no fee until close.

Coverage · SBA Loans

SBA Loans by Raleigh neighborhood

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